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Understand the Rules Before You Open an Account

dd12 operates under terms designed to keep your account secure and your experience predictable. Everything here — from account eligibility to how we handle your data — depends on local law and is available where local law permits.

Account eligibility conditionsData handling and retentionJurisdiction-dependent accessCookie and privacy practicesContact your rights
dd12 Understand the Rules Before You Open an Account
REACH OUR TEAM

Contact Us About Any Legal or Account Query

If something in our terms is unclear, or you want to request access to the data we hold on your account, reach out through any of the channels below. Our support team handles legal queries alongside general account help — no separate department needed.

Live Chat Open the chat widget from any page on dd12. Our team receives legal and account queries here and can escalate to a senior handler when needed.
Email Support Send detailed requests — including data access or account closure — to our support email. Responses cover the specific clause or data point you have raised.
Account Help Centre Log in, head to your account settings, and use the Help section to submit a formal legal or data request. Submissions are tracked with a reference number.
HOW WE HANDLE THIS

Data, Cookies, Security and Your Account Rights

Our approach to your data is built around what we actually need to run your account — nothing more. Here is how each area works in practice, from the moment you create an account to the day you ask us to close it.

Data Handling

We collect only what is needed to verify your account, process payments via Touch 'n Go eWallet or Boost, and comply with applicable obligations. No data is sold or shared for advertising.

Cookies and Session Data

Cookies on dd12 track login state and page performance. You can adjust cookie preferences from the banner shown on your first visit; essential cookies cannot be switched off.

Account Security

Login uses OTP verification tied to your registered mobile number. If you suspect unauthorised access, use the account freeze option in settings or contact live chat immediately.

Retention and Deletion

Transaction records — including GrabPay and DuitNow payment history — are retained for the period required by law. Once that period passes, you may request deletion via email or the Help Centre.

Frequently Asked Legal Questions

Here are the questions we hear most often about our terms, your rights, and how your data is managed. If your question is not here, our support team can address it directly.

Account eligibility depends on local law and is available where local law permits. You confirm your eligibility when you complete the registration process and agree to the terms.

We collect your name, contact details, and payment information — such as your linked Touch 'n Go eWallet or Boost wallet — to verify your identity and process transactions. Nothing beyond that is required.

Log in, go to your account settings, and submit a data request through the Help section. You will receive a reference number and a response covering all stored personal and transaction data.

Yes. Submit a deletion request via email or through the Help Centre. Transaction records required by law are retained for the mandatory period; everything else is removed upon confirmation.

Any update to our terms is posted on this page before it takes effect. Continuing to use the platform after the posted effective date counts as acceptance of the revised terms.

Malaysian consumer protection law takes precedence. Where any clause in our terms cannot be reconciled with local law, the local legal requirement applies and we will update the clause accordingly.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.